WILCO

 Looking back at the German FinTech Immersion in France

11 février 2026
Julia Lopez
Content & Community Manager
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Paris welcomed five ambitious German FinTech scale-ups ready to conquer the European market. Through an intensive immersion program led by WILCO and House of Finance & Tech Berlin (HoFT), these innovators gained the essential tools to navigate the European financial ecosystem with confidence.

Designed for scale-ups approaching international expansion, this immersion aimed to address one key challenge shared by many European startups: turning strong national traction into sustainable cross-border growth.

A targeted immersion into the French and European FinTech Ecosystem

Throughout the program, participating scale-ups engaged in a high-impact journey that combined strategic insights, market exposure, and hands-on learning. This transformative experience enabled them to:

  • Deepen their understanding of the French regulatory landscape, business culture, and financial ecosystem
  • Refine their market entry strategy with tailored approaches adapted to the French context
  • Build valuable connections with key French banking institutions, investors, and potential partners

By confronting real market conditions and engaging directly with ecosystem stakeholders, the startups strengthened both their strategic positioning and operational readiness.

Spotlight on the German FinTech innovators

The cohort brought together five complementary FinTech solutions addressing critical market needs:

  • Banxware – Embedded lending infrastructure for SMEs
  • NAO – Democratizing access to private markets
  • NaroIQ – Modern fund infrastructure solutions
  • Regpit – AI-powered KYC/AML automation
  • Xaver – Next-generation personalized financial services

Each scale-up entered the program with a distinct value proposition, while sharing the same ambition: accelerating growth across European markets.

Supporting scale-ups to close the European growth gap

With 12 years of expertise, 1,200 startups accelerated, and more than 250 corporate partnerships, WILCO continues to power cross-border innovation from Paris, supporting startups at key stages of international development.

As highlighted by Dr. Sebastian Schäfer, CEO of House of Finance & Tech Berlin:

“The ambition of the Scale Up Academy from House of Finance and Tech Berlin is actually to close the scale-up gap we have in Europe. We help FinTech scale-ups at more mature stages, and I am very delighted to have such promising startups with us.”

This shared vision underpins the Franco-German collaboration and reinforces the importance of structured immersion programs to unlock European scale.

What’s next for these Scale-ups?

This program marks only the beginning of the journey for these promising FinTech scale-ups. The foundations laid in France now open the door to long-term partnerships, commercial opportunities, and deeper European integration.

Watch the video to discover their journey and the power of Franco-German collaboration.

Ready to scale your startup in Europe? Discover WILCO’s tailored immersion programs and join the next cohort of international innovators.

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